It belongs to the Admiral Group, which owns several other insurance brands, including Bell, Diamond, Elephant and Gladiator, as well as price comparison website Confused.com. Its policy is underwritten by Admiral Insurance Company Limited.
Admiral offers the following levels of home insurance cover:
|Policy||Policy level||Buildings - Maximum sum insured||Contents - Maximum sum insured|
|Table note: The policy scores and information in the panel and tables below are for the "Standard" level of policy|
- Find out more: home insurers compared
What does Admiral's Gold home insurance cover?
The information below gives an at-a-glance view of the key areas that Admiral's Gold home insurance covers as standard.
Elements marked with a ✓ are covered as standard, those marked with a ✘ aren't. Elements marked with a £ can be added to a policy for an additional cost.
✓ Burst pipes
Covers the cost of repairing burst pipes in the property
✓ Boiler cover
Covers the failure of a boiler or central heating system
✓ Key cover
Covers the cost of replacing keys and locks in the event that your house keys are lost or stolen
£ Accidental damage
Covers accidental damage to personal belongings, fixtures and fittings
£ Home emergency
Covers call-outs and temporary repairs resulting from a home emergency
£ Personal possessions
Covers personal belongings against loss, accidental damage or theft when taken outside the home
£ Legal protection
Cover for legal costs resulting from claims such as property and employment disputes
Does Admiral offer the best home insurance?
Here's how Admiral scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 47 key elements of standard buildings home insurance policies to come up with the buildings policy score and 66 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Admiral's Gold home insurance policy: is it good or bad?
We've rated hundreds of policy details, and picked out the best and worst elements of this cover.
In detail: every part of Admiral's Gold home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Admiral offer different levels of cover?
Admiral also offers Platinum home insurance, which features a higher level of cover, and the Home policies, which offer a lower level of cover.
To see how Admiral's home insurance compares to other policies, check out our guide on the best and worst home insurance.
How did customers rate Admiral's home insurance?
As well as looking at how Admiral's home insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not a member, join Which? and get full access to these results and all of our reviews.
How Admiral's home insurance scored for eight elements of customer satisfaction
Table last updated in March 2021. Next update in March 2022.
A '-' means we have insufficient sample size (less than 30) to generate a star rating.
Where can you buy Admiral home insurance?
Admiral home insurance can be purchased online and over the phone. It's also available via the following price comparison websites:
- Compare the Market
- Go Compare
Find out more: how to get cheap home insurance
What is Admiral's claims number?
You can make a home insurance claim with Admiral by calling 0333 220 2035 or submitting a claim form online.
According to Admiral, you'll need to have the following details to hand before getting in touch:
- Your policy number
- The full address of the property covered
- The date and time of the incident
- The cause of the loss or damage
- Claims value if known
- Any relevant documents or photographs to support your claim
- A crime or loss reference number if you have lost an item outside the home or have been victim to theft or vandalism.
Find out more about claiming successfully in our guide to making a home insurance claim.
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