Hastings Direct home insurance overview
It is part of Hastings Insurance Services Limited, which also includes insurance brands InsurePink, People’s Choice and Hastings SmartMiles and its policy is underwritten by AXA, Advantage, Royal Sun Alliance, Lloyd Banking Group and Integra.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Hastings Direct offer the best home insurance?
Here's how Hastings Direct scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Hastings Direct's home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of Hastings Direct's home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Hastings Direct offer different levels of cover?
Hastings also offers Premier home insurance, which features a higher level of cover, and Essentials home insurance, which offers a lower level of cover.
What is Hastings Direct's claims number?
You can make a home insurance claim with Hastings Direct by submitting a claim form online or by calling one of the following numbers depending on which insurer underwrites your policy:
- Axa and Advantage: 0345 873 4429
- Geo: 01708 777 454
- Integra: 01274 700 810
- Lloyds Banking Group: 0345 074 4826
- Royal Sun Alliance: 0330 041 6186
- Towergate: 01708 777 710
Find out more about claiming successfully in our guide to making a home insurance claim.
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.