It belongs to the Admiral Group, which owns several other insurance brands, including Bell, Diamond, Elephant and Gladiator, as well as price comparison website Confused.com. Its policy is underwritten by Admiral Insurance Company Limited.
Admiral offers the following levels of home insurance cover:
|Policy||Policy level||Buildings: maximum sum insured||Contents: maximum sum insured|
|Table note: The policy scores and information in the panel and tables below are for the "Standard" level of policy|
What does Admiral's Gold home insurance cover?
Elements marked with a ✓ are covered as standard, those marked with a ✘ aren't. Elements marked with a £ can be added to a policy for an additional cost.
✓ Burst pipes
Covers water damage caused by burst pipes in the property.
✓ Boiler cover
Covers the failure of a boiler or central heating system.
✓ Key cover
Covers the cost of replacing keys and locks in the event that your house keys are lost or stolen.
£ Accidental damage
Covers accidental damage to personal belongings, fixtures and fittings.
£ Home emergency
Covers call-outs and temporary repairs resulting from a home emergency.
£ Personal possessions
Covers personal belongings against loss, accidental damage or theft when taken outside the home.
£ Legal protection
Cover for legal costs resulting from claims such as property and employment disputes
Does Admiral offer the best home insurance?
Here's how Admiral scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 46 key elements of standard buildings home insurance policies to come up with the buildings policy score and 65 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and factor this in when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. We then adjust the impact the more and less important elements have on the overall policy score.
Admiral's Gold home insurance policy: is it good or bad?
We've rated hundreds of policy details, and picked out the best and worst elements of this cover.
In detail: every part of Admiral's Gold home insurance rated
Table last updated in March 2022. Next update in March 2023.
Does Admiral offer different levels of cover?
Admiral also offers Platinum home insurance, which features a higher level of cover, and an Admiral Tier policy, which offer a lower level of cover. Log in to find out how we rated both policies.
To see how Admiral's home insurance compares to other policies, check out our guide on the best and worst home insurance.
How did customers rate Admiral's home insurance?
As well as looking at how Admiral's home insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not a member, join Which? and get full access to these results and all of our reviews.
Admiral home insurance customer satisfaction
'-' means we have insufficient sample size (less than 30) to generate a star rating.
How can you save money on Admiral home insurance?
The first offer an insurer makes isn’t necessarily the best they’re able to provide. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.
Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all-dancing policy - but certain add-ons might not be for you, or could duplicate cover you already have separately.
Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites (where available) as well as trying them direct.
Admiral home insurance can be purchased online and over the phone. It's also available via the following price comparison websites:
- Compare the Market
- Go Compare
Above information correct as of February 2022. For more tips see our guide to getting a cheap home insurance quote.
What is Admiral's claims number?
If you need to make a claim with Admiral home insurance call 0333 220 2035
Find out more about claiming successfully in our guide to making a home insurance claim.