Esure home insurance overview
Esure was founded in 2000, offering its services primarily online and over the phone.
It offers a wide range of insurance policies including; home insurance, car insurance, and travel insurance.
Esure belongs to the Esure Group which also owns Sheila's Wheels, and its home insurance is underwritten by esure Insurance ltd
- Read our reviews of all the insurers who took part in our home insurance analysis
Does esure offer the best home insurance?
Here's how esure scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Esure’s home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of esure's home insurance rated
Table last updated in March 2020. Next update in February 2021.
What is esure's claims number?
If you need to make a claim with esure home insurance call 0345 601 7072. You can also claim online.
According to esure, you’ll have to pay the excesses which are shown on your policy documents if you’re going to make a claim.
Find out more about claiming successfully in our guide to making a home insurance claim.
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