Insure4Retirement home insurance overview
Insure4Retirement is an over-50s home insurance specialist with UK-based call centres. It belongs to Gallagher, one of the world's largest insurance brokers.
Its home insurance is underwritten by a panel of Ageas, AXA, Pen, Integra, Covèa, Midas and Prestige.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Insure4Retirement offer the best home insurance?
Here's how Insure4Retirement scored in our latest home insurance survey:

To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Insure4Retirement's home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of Insure4Retirement's home insurance rated
Table last updated in March 2020. Next update in February 2021.
What is Insure4Retirement's claims number?
If you need to make a claim with Insure4Retirement home insurance call 0800 5610 144.
It's important to note that your home insurance claim will be handled by the company that underwrites your home insurance policy rather than Insure4Retirement directly.
Find out more about claiming successfully in our guide to making a home insurance claim.
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