John Lewis home insurance policy overview
John Lewis is a 150-year-old British department store, which branched out into financial products in 2006. Its home insurance policies are underwritten by Royal & Sun Alliance Insurance.
What you need to know about John Lewis's home insurance:
- Charges an APR of 21.10% on monthly payments
- Single-item limit of £3,000 for valuables
- Optional home emergency cover with limit of £1,000
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John Lewis' home insurance policy: is it good or bad?
We analyse and rate the 60 most important elements of standard home insurance policies to come up with the overall policy score. We assess how important each individual element is when choosing and using a home insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. We then apply weightings to the higher and lower element scores to enhance/reduce their impact on the overall product score.
Table last updated in February 2019. Next updated in February 2020.
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