NatWest home insurance overview
NatWest dates back to 1968 when National Provincial Bank and Westminster Bank merged as National Westminster Bank. The banking giant offers a variety of financial products from home insurance to credit cards and personal loans.
NatWest belongs to the RBS Group which owns other well-known brands like Royal Bank of Scotland and Ulster Bank. Its home insurance is underwritten by U K Insurance Limited.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does NatWest offer the best home insurance?
Here's how NatWest scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
NatWest’s Home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of NatWest's Home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does NatWest offer different levels of cover?
NatWest also offers Premier home insurance, which features a higher level of cover.
What is NatWest's claims number?
If you need to make a claim with NatWest home insurance call 0345 246 0449.
NatWest advises you have your home insurance policy reference number ready before calling to help kickstart your claims process.
Your claims handler will ask for details about what happened and how much you're claiming for.
Find out more about claiming successfully in our guide to making a home insurance claim.
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