Privilege home insurance overview
Privilege are owned by U K Insurance limited, which also includes insurance brands Direct Line, Churchill and Green Flag and their home insurance policies are underwritten by U K Insurance Limited.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Privilege offer the best home insurance?
Here's how Privilege scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Privilege's Home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of Privilege's Home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Privilege offer different levels of home insurance cover?
Privilege also offers Platinum home insurance, which features a higher level of cover and will likely be available for a higher premium.
What is Privilege's claims number?
If you need to make a claim with Privilege home insurance call 0345 246 8534 or submit a form online.
According to Privilege, you'll be asked for your policy number
Then you'll be asked what you're claiming for and the approximate cost involved.
Find out more about claiming successfully in our guide to making a home insurance claim.
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips, and deals straight to your inbox.