Royal Bank of Scotland home insurance overview
Part of the RBS Group, which also includes NatWest and Ulster Bank, the Royal Bank of Scotland's home insurance policies are underwritten by U K Insurance Ltd.
- Read our reviews of all the insurers who took part in our home insurance analysis
Does Royal Bank of Scotland offer the best home insurance?
Here's how Royal Bank of Scotland scored in our latest home insurance survey:
To help you find the best home insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse home insurance
We analyse and rate 48 key elements of standard buildings home insurance policies to come up with the buildings policy score and 67 key elements of standard contents home insurance policies to come up with the contents policy score. We assess how important each individual element is to consumers when choosing and using a home insurance policy, and weight it accordingly when calculating our policy scores.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Royal Bank of Scotland's Home insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of Royal Bank of Scotland's Home insurance rated
Table last updated in March 2020. Next update in February 2021.
Does Royal Bank of Scotland offer different levels of cover?
Royal Bank of Scotland also offers Premier home insurance, which features a higher level of cover and is likely to cost a bit more.
What is Royal Bank of Scotland's claims number?
You can make a home insurance claim with Royal Bank of Scotland by calling 0345 246 0452.
It suggests you have your insurance policy reference number ready to make the process a little quicker.
Find out more about claiming successfully in our guide to making a home insurance claim.
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.