Lloyds Bank pet insurance review

Lloyds Bank began life in 1765. Alongside its various banking and insurance services, it provides pet insurance policies, which are underwritten by Agria.

Cat and dog owners can choose from its Bronze, Silver and Gold policies, which pay out up to £3,000, £6,000 and £12,000 per year respectively. 

They are all lifetime policies, so any condition your pet develops after the insurance has been taken out will continue to be covered as long as the policy is in place. 

Please note that this article is for information purposes only and does not constitute advice. Please refer to the particular terms and conditions of an insurer before committing to any financial products.

Does Lloyds Bank offer the best pet insurance? 

We've rated 380 pet insurance policies and, where possible, insurer customer and claims service. 

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What does Lloyds Bank pet insurance cover?

We've taken an in-depth look at Lloyds Bank's top-scoring policies, breaking down the most important areas of cover.

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'These are the Lloyds Bank cover features worth your attention'

Dean Sobers, Which? pet insurance expert, says:

Have you ever considered a policy's waiting period for illnesses, or money it pays for advertising for a missing pet?

Well, when it comes to Lloyds Bank's cover, these matter. If you're a Which? member you can log in (or if not, sign up) to read my explanation of why.

How good is Lloyds Bank at handling claims?

It's all very well having great cover on paper, but will the insurer pay out when the time comes?

That's why we look at industry data on how often insurers pay out, and how many claimants make a complaint — and a worse-than-average record can stop a policy from being a Best Buy.

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How does Lloyds Bank compare with other providers?

Lloyds' Bank's policies were among 380 analysed and scored by our experts. Log in or become a Which? member to find out if they topped the tables.

• Find out more: Best pet insurance providers

Lloyds Bank: how can you claim?

Lloyds Bank recommends getting your vet to claim on your behalf - but you can also claim yourself using its website. 

Make sure you have a copy of the pet's medical details and any paperwork or invoices detailing the costs of its treatment.

You can also call Lloyds Bank on 0333 004 0939.

Should you buy Lloyds Bank pet insurance?

Only Which? members can read our ultimate verdict on Lloyds Bank's cover, so log in or sign up to find out what it is.

How we rate pet insurance

Find out how Lloyds Bank rates for other products

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