We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies. You can understand more and change your cookies preferences here.

More Than pet insurance review

The Which? review of More Than pet insurance gives you the most detailed information on More Than's cat and dog insurance policies.

In this article
What does More Than offer? Does More Than offer the best pet insurance?
More Than pet insurance policies: are they good or bad? Get top money-saving tips from Which?

What does More Than offer?

More Than was established in 2001 and also provides car, home, travel and life insurance policies.

More Than offers insurance for cats and dogs and its policies are underwritten by Royal & Sun Alliance Ltd.

We've reviewed the following types of policies:

 

Lifetime cover pet insurance

 

Lifetime cover is the most comprehensive pet insurance on the market and pays out for ongoing issues your pet may have throughout its lifetime.

 

Non-lifetime cover pet insurance

 

Non-lifetime cover is less comprehensive, covers a limited time period and excludes certain conditions after you hit your claims limit.

 

Accident-only pet insurance

 

Accident-only pet insurance provides a fixed sum of money for each accidental injury to help pay for your pet’s treatment. It is the cheapest type of pet insurance policy but excludes cover for illness entirely.

Does More Than offer the best pet insurance?

Here's how More Than scores in our latest survey:

Members can log in, to read our scores and full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

To help you find the best pet insurance policy, Which? goes the extra mile to sort the best from the worst.

 

How we analyse pet insurance

 

We analyse and rate 21 elements of cat insurance policies and 24 elements of dog insurance policies - plus what each pays in vets fees - to come up with the overall policy score.

Different policy elements are enhanced or reduced within the policy score, to reflect the relative importance of each. For example, the amount a policy pays for vets fees and how this money is made available counts for more in the score than the amount provided for holiday cancellation.

More Than pet insurance policies: are they good or bad?

We've rated dozens of policy details and picked out the best and worst elements of this cover.

Members can log in, to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

Get top money-saving tips from Which?

Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.

 

×