Advice for what your next step should be to help you get your money back.
Ask yourself the following questions. If you answer yes to any of them, there's a good chance it's a scam.
Scammers have become more sophisticated in their bid to part us from our cash.
Protect yourself from being scammed by following our tips.
Always , and have a unique one for every single website. Re-using passwords can make you vulnerable to a . Using easy-to-remember passwords and reusing the same passwords across lots of websites is not secure. If you’d like to securely store all of your passwords for different accounts we recommend using a password manager. For more on password managers and to help you choose, check out our .
2FA is when you add a second step to the log-in process for your online accounts. So rather than just typing in your password, you have to complete a second step, too. Examples of this could be typing in a code sent to you by SMS, generated by an app on your phone or it can be confirming that it’s you with a fingerprint or a scan of your face.
Find out if your details have been compromised in a data breach. If your account has been compromised then the company should let you know, but you can find out yourself by visiting . This is a service run by Troy Hunt, one of the most respected names in online security. It is safe to enter your password to check if it's been revealed in a data breach - the site doesn't store passwords you enter. Try not to worry too much about a data breach, just make sure you change the password for that account and ensure you’ve not used that password anywhere else.
Checking your credit report is an important part of maintaining your financial health. It'll allow you to pick up on any mistakes - or even fraudulent applications. . You could also join which notifies banks to make extra checks if your details are used to open a new account.
Avoid putting your phone number and full date of birth on social media - scammers trawl through profiles looking through this information. Update your privacy settings so your profile and the things you post are only visible to your friends and family. You can choose settings that will stop strangers from sending you messages or friend requests. Ignore friend or connection requests from people you don’t know in real life.
Sadly, if you’ve been scammed once, you’re more likely to be targeted again. It might be worth changing your number and/or email address if you’re being bombarded by cold calls and spam.
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