Esure car insurance overview
Esure was founded in 2000 by Sir Peter Wood, who also launched Direct Line. It began trading on the London Stock Exchange in 2013 as esureGroup plc.
What you need to know about Esure's car insurance:
- Recalibrarion of ADAS technology within vehicles is covered following accidental damage or windscreen claims.
- Guaranteed courtesy car cover as standard
- Unlimited cover for manufacturer-fitted audio equipment and sat navs
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Esure's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly, when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Table last updated in January 2019. Next updated in January 2020.
|Interest charged on payment by instalments (APR)|| |
|No fault no claims discount (NCD) benefit?|| |
|Uninsured driver NCD benefit?|| |
|Renewal fee||No fee|
|NCD protection claims (number per year)||Unlimited|
|Theft of keys limit||£500 as standard - £1,500 per year (optional)|
|Fire excess (standard compulsory)||£100|
|Theft excess (standard compulsory)||£250|
|Accidental damage excess (standard compulsory)||£150-£750|
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