esure was founded in 2000 by Sir Peter Wood, who also launched Direct Line. It began trading on the London Stock Exchange in 2013 as esureGroup plc.
esure Group plc also includes insurance brands Sheilas' Wheels and First Alternative, and esure's policy is underwritten by esure Insurance Services Ltd.
- Read our reviews of all the insurers who took part in our car insurance analysis
What does esure car insurance cover?
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
✓ Courtesy car
Provides the policyholder with a car to use while repairs are carried out on their vehicle as part of a claim
✓ Personal accident
Covers the policyholder and passengers if they are injured in an accident
✓ Stolen keys cover
Covers the cost of replacing keys and locks in the event that your car keys are stolen
✓ Lost keys cover
Covers the cost of replacing keys and locks in the event that your car keys are lost
£ NCD protection
Allows the policyholder to make a specified number of claims over a period without affecting their no claims discount
£ Motor legal protection
Covers legal expenses for legal action you may take as the result of an accident
Does esure offer the best car insurance?
Here's how esure scored in our latest car insurance survey:
To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse car insurance
We analyse and rate 73 key elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Esure's car insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of esure's car insurance rated
Table last updated in February 2021. Next update in January 2022.
To see how esure's car insurance compares to other policies check out our guide on the best and worst car insurance.
How did customers rate esure's car insurance?
As well as looking at how esure's car insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, join Which? and get full access to these results and all our reviews
How esure's car insurance scored for seven elements of customer satisfaction.
Table last updated in February 2021. Next update in January 2022. '-' means we have insufficient sample size (less than 30) to generate a star rating
How can you save money on esure car insurance?
You can find esure's car insurance policy on the following price comparison websites:
- Compare the Market
- Go Compare
✓ Multi car discount
If you take out an additional policy, you'll get a 10% discount on that policy and your current policy.
✓ Joint car and home insurance discount
Taking out car and home insurance from esure will get you a 10% discount.
✘ Dashcam discount
You won't get money off your policy for having a dashcam installed, as you can with some insurers.
✘ Membership discount
There's no discount for being a member of a certain organisation.
Above information correct as of December 2020.
What is esure's car insurance claims number?
If you need to make a claim with esure car insurance call 0845 603 7872.
- Find out more: is it worth claiming on your car insurance?
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