Mortgages advice guides

Whether you want to learn how mortgages work or you're looking for the best deals today, our mortgage guides will help you find the best solution for your needs.

11 articles

Best mortgage rates & deals December 2025 (UK) - updated daily

Find out today's best rates for first-time buyers, home movers and remortgagers, plus what to look for when comparing deals

16 December 2025

Types of mortgage

Don't know your fixed-rate from your tracker, or your discount from your SVR? Read the Which? guide to what the different types of mortgage can offer you.

Best mortgage lenders 2025

Discover the best mortgage provider for your purchase or remortgage using our expert analysis of mortgage deals, plus reviews from real customers

20 October 2025

Getting a mortgage

How to get a mortgage: find out about how much you'll be able to borrow, boosting your chances of being accepted and the mortgage application process.

Negative equity: what to do about it

Find out what negative equity is, how it affects your finances, and what your options for remortgaging or selling are.

10 December 2025

What to do if you can't pay your mortgage

Find out the steps you can take if you're struggling to make your mortgage repayments, including where to get free advice and the rules on repossessions

10 December 2025

Mortgage lender reviews

The Which? mortgage lender reviews combine customer ratings with our own expert analysis to reveal the best and worst mortgage providers out there.

Getting a mortgage with poor credit

Find out how to get a mortgage if you've missed payments, had a CCJ, an IVA, or even been made bankrupt with our expert advice.

Mortgages and deposits: the basics

Understand how mortgages work and get advice on how to save up a big enough deposit to buy your first home.

Remortgaging and managing your mortgage

Find out everything you need to know about managing your mortgage - from how repayments work, to what happens to your mortgage when you move home.

Mortgage payment protection insurance

If you're off sick, can you still pay your mortgage? This insurance could help.

7 April 2025