Best mortgage rates & deals October 2025 (UK) - updated dailyFind out today's best rates for first-time buyers, home movers and remortgagers, plus what to look for when comparing deals21 October 2025
Types of mortgageDon't know your fixed-rate from your tracker, or your discount from your SVR? Read the Which? guide to what the different types of mortgage can offer you.In this guide (13 articles)Mortgage types explainedFixed-rate mortgagesDiscount mortgagesTracker mortgagesOffset mortgagesStandard variable rate mortgagesGuarantor mortgagesRepayment mortgagesInterest-only mortgages explainedRetirement interest-only mortgages explained95% mortgagesGreen mortgagesOverseas mortgages
Best mortgage lenders 2025Discover the best mortgage provider for your purchase or remortgage using our expert analysis of mortgage deals, plus reviews from real customers20 October 2025
Mortgage lender reviewsThe Which? mortgage lender reviews combine customer ratings with our own expert analysis to reveal the best and worst mortgage providers out there.In this guide (21 articles)Nationwide mortgage review and ratesPrincipality Building Society mortgage review and ratesSkipton Building Society mortgage review and ratesAccord mortgage review and ratesBarclays mortgage review and ratesClydesdale Bank mortgage review and ratesLloyds mortgage review and ratesTSB mortgage review and ratesVirgin Money mortgage review and ratesYorkshire Building Society mortgage review and ratesCoventry Building Society mortgage review and ratesFirst Direct mortgage review and ratesHSBC mortgage review and ratesNatWest mortgage review and ratesSantander mortgage review and ratesAtom Bank mortgage review and ratesHalifax mortgage review and ratesThe Co-operative Bank mortgage review and ratesLeeds Building Society mortgage review and ratesRoyal Bank of Scotland mortgage review and ratesBank of Ireland UK mortgage review and rates
Getting a mortgage with poor creditFind out how to get a mortgage if you've missed payments, had a CCJ, an IVA, or even been made bankrupt with our expert advice. In this guide (5 articles)Bad credit mortgagesHow to get a mortgage after an IVAHow to get a mortgage with CCJsGetting a mortgage with late paymentsGetting a mortgage with credit card debt
Getting a mortgageHow to get a mortgage: find out about how much you'll be able to borrow, boosting your chances of being accepted and the mortgage application process.In this guide (9 articles)How much can you borrow for a mortgage?How to find a mortgage brokerOnline mortgage brokersHow to apply for a mortgageWhat is a mortgage agreement in principle?Mortgage valuations explainedMortgages for self-employed buyersHow can parents help first-time buyers?Bank of England base rate and your mortgage
Mortgages and deposits: the basicsUnderstand how mortgages work and get advice on how to save up a big enough deposit to buy your first home.In this guide (3 articles)What is a mortgage?How much deposit do you need for a mortgage?Mortgage interest rates explained
Remortgaging and managing your mortgageFind out everything you need to know about managing your mortgage - from how repayments work, to what happens to your mortgage when you move home. In this guide (2 articles)How do mortgage payments work?Remortgaging to release cash from your home
Negative equity: what to do about itFind out what negative equity is, how it affects your finances, and what your options for remortgaging or selling are.29 July 2025
Mortgage payment protection insuranceIf you're off sick, can you still pay your mortgage? This insurance could help.7 April 2025
What to do if you can't pay your mortgageFind out the steps you can take if you're struggling to make your mortgage repayments, including where to get free advice and the rules on repossessions 23 July 2024