Car insurance reviews Nationwide BS car insurance review

 

Which? Score 4th out of 37 car insurers	%
Customer Score 7th out of 37 car insurers	%
Policy Score 4th out of 37 car insurers	%

Nationwide BS car insurance review

Nationwide car insurance achieved a customer score of 72% in our latest survey, which was an improvement on last time (70%). With a very good policy score of 80%, the mutual insurer appears in fourth place our list of car insurance Which? Recommended Providers with a total score of 76%.

Nationwide BS Car Insurance policy

Policy highlights:

• No standard compulsory excess for fire, theft or accidental damage
• Unlimited cover for the theft of keys
• Guaranteed courtesy car during repair as standard
• No claims discount protection against any number of claims
• Unlimited Sat Nav and child car seat cover

Most important policy elements
Interest charged on payment by installments (APR)
Renewal fee
Personal belongings limit

Medical expenses limit
Theft of keys limit
Fire excess (standard compulsory)
Theft excess (standard compulsory)
Accidental damage excess (standard compulsory)

Secondary policy elements
Keys in car exclusion
Legal expenses (where you are liable)
Setup fee

Adjustment fee
Duplicate documents fee
Cancellation fee
Year 1 cancellation
Windscreen limit
Windows limit
Sunroof limit
Loss of keys limit
No fault no claims discount (NCD) benefit?
No fault excess benefit?
Uninsured driver NCD benefit?
Uninsured driver excess benefit?
NCD protection offered
NCD protection claims (number per year)
Courtesy car as standard?
Courtesy car (standard) - guaranteed availability
Courtesy car limit
Windscreen replacement excess (standard compulsory)
Driver under-21 excess (standard compulsory)
Driver 21-24 excess (standard compulsory)

Other policy elements
Cancellation notice
Audio limit - manufacturer
Sat Nav limit - manufacturer

Child car seat cover
New car replacement
New car damage
New car period
Total loss courtesy car?
Total loss courtesy car as standard?
Total loss courtesy car period
Windscreen repair excess (standard compulsory)
24 hour emergency helpline?
24 hour emergency helpline standard or optional?
24 hour windscreen helpline?
24 hour windscreen helpline standard or optional?
24 hour legal advice helpline?
24 hour legal advice helpline standard or optional?
Contact Number

Nationwide BS Car Insurance policy

We analyse and rate the 49 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. Initially, we score all of the product elements out of 5, reflecting how competitive each provider is in this area compared to other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.