We use cookies to allow us and selected partners to improve your experience and our advertising. By continuing to browse you consent to our use of cookies as per our policy which also explains how to change your preferences.

Privilege car insurance review

Read Which?'s expert review of Privilege car insurance. Find out how we rate Privilege's car insurance policy against 30 other providers.

In this article
Privilege car insurance overview Privilege's car insurance policy: is it good or bad?

Privilege car insurance overview

Privilege is a well-known brand that's been around for 14 years, and also offers home insurance. Its car insurance policy is provided by U K Insurance.

Privilege's policy comes in the lower half of our table, placed at 26th out of 31 providers. It's Policy Score of 70% is much better, but brought down by a 54% score for customer satisfaction.

What you need to know about the Privilege car insurance policy:

  • Courtesy car as standard
  • 24.90% APR interest charged on payment by instalments
  • No fault no claims discount benefit for comprehensive cover

Members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.

Co-op

logged-out which customer score 2

Privilege's car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

The results were last updated in January 2018. Next updated in July 2018. 

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content