The Nextbase brand is most widely associated with dashboard-mounted video cameras, but in 2021 it started selling car insurance, too.
Nextbase Insurance Services is part of Cornmarket Insurance Services Ltd, and its car insurance policies are underwritten by KGM Motor Insurance, ERS, Markerstudy, LV, Covea, Ageas, RSA, AXA and Aviva.
What does Nextbase car insurance cover?
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not covered as standard. Elements marked with a £ can be added to a policy for an additional cost.
✓ Courtesy car
Provides the policyholder with a car to use while repairs are carried out on their vehicle as part of a claim
✓ Personal accident
Covers the policyholder and passengers if they are injured in an accident
✓ Stolen keys cover
Covers the cost of replacing keys and locks in the event that your car keys are stolen.
KGM - as standard (otherwise, varies by insurer)
✓ Lost keys cover
Covers the cost of replacing keys and locks in the event that your car keys are lost
KGM - as standard (otherwise, varies by insurer)
£ No claims discount (NCD) protection
Allows the policyholder to make a specified number of claims over a period without affecting their no claims discount
£ Motor legal protection
Covers legal expenses for legal action you may take as the result of an accident
Does Nextbase offer the best car insurance?
Here's how Nextbase scored in our latest car insurance survey:
To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse car insurance
We analyse and rate 73 key elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Nextbase's car insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.
In detail: every part of the Nextbase car insurance policy rated
Table last updated in February 2022. Next update in February 2023.
To see how Nextbase car insurance compares to other policies check out our guide on the best and worst car insurance.
How can you save money on Nextbase car insurance?
The first offer an insurer makes isn’t necessarily the best they’re able to provide - especially if you’re renewing. So, before coughing up your cash, check what other insurers are offering for comparable cover and ask if your current insurer can better it.
Carefully consider what’s optionally included in the quote. You may want the confidence of an all-singing, all dancing policy - but certain add-ons might not be for you, or could duplicate cover you already have separately.
Where you buy your cover can sometimes make a difference to what you’ll end up paying, which is why we recommend checking prices through multiple comparison sites, although Nextbase's policies aren't currently available through comparison sites.
If you're over 40, have no points or convictions, are a Nextbase dash cam owner and have found a better quote, Nextbase claims it will try to match or beat it.
When you're buying car insurance the following types of discounts can sometimes make it cheaper - Nextbase currently offers two of these:
✓ Membership discount
Price-match and beat is available for Nextbase dashcam customers who meet acceptance criteria.
✘ Joint car and home insurance discount
A discount on the premium for taking out car and home insurance with the same provider.
✘ Multi-car discount
A discount to the premium for insuring more than one car on a single policy with the same provider.
✓ Dash cam discount
A discount to the premium for having a dash cam installed in your car.
Above information correct as of December 2021.
- Find out more: get a cheap car insurance quote
What is Nextbase's car insurance claims number?
If you need to make a claim with Nextbase car insurance call 0289 044 5014.
- Find out more: is it worth claiming on your car insurance?