Halifax car insurance overview
Halifax is part of Lloyds Banking Group. Its car insurance is arranged and administered by BISL Limited, and underwritten by a panel of insurers.
What you need to know about Halifax's car insurance:
- Unlimited cover for windscreen and window damage
- 60 days overseas cover as standard
- No courtesy car cover for total loss
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Halifax's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly, when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Halifax did not supply us with up-to-date data on its policy. Therefore, this analysis is based on its policy as of July 2018. We will next update our table in January 2020.
|Interest charged onpayment by instalments (APR)|| |
|No fault no claims discount(NCD) benefit?|| |
|Uninsured driver NCD benefit?|| |
|NCD protection claims(number per year)||2 claims in 3 years|
|Theft of keys limit||£1,000|
|Fire excess(standard compulsory)||£200|
|Theft excess(standard compulsory)||£200|
|Accidental damage excess(standard compulsory)||£200|
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