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Halifax car insurance review

Read Which?'s expert review of Halifax car insurance. Find out how we rate Halifax's car insurance policy against 30 other providers.

In this article
Halifax car insurance overview Halifax's car insurance policy: is it good or bad?

Halifax car insurance overview

Halifax is part of Lloyds Banking Group. Its car insurance is arranged and administered by BISL Limited.

What you need to know about Halifax's car insurance:

  • Driving other cars cover as standard
  • 60 days overseas cover as standard
  • No courtesy car cover for total loss

Halifax is bottom of our table. Hampered by a low score for its standard policy's cover, it doesn't fare much better when it comes to customer satisfaction (coming 21st out 31).

 

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Halifax's car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly, when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

Table last updated in January 2018. next updated in July 2018.

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content