RAC car insurance overview
The breakdown cover specialist not only offers comprehensive car insurance, it also has a black box insurance policy, which calculates your premium based on your actual driving behaviour.
RAC doesn't actually underwrite its car insurance policies. It searches a panel of insurers to find cover that best suits your requirements.
What you need to know about RAC's car insurance policy:
- Unlimited cover on windscreens, windows and sunroofs
- Interest on monthly premiums is 29.99%
- No claims discount protection that will allow two claims in three years
RAC's car insurance policy: is it good or bad?
We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
The results were last updated in January 2018. Next updated in July 2018