Swinton has been around for more than 60 years, and offers a wide range of insurance products, from car and home to motorbike, taxi and caravan insurance. It has a network of high-street branches where you can buy cover face-to-face.
Part of the Swinton Group, which also includes Autonet and Carole Nash, its policy is underwritten by a panel of ABC, Ageas (Motor Guard & Optima), Aviva, AXA, Broker Direct, Co-Operative, Covea, LV =(Highway and ABC), Kitsune, Markerstudy, Premier, Pukka, Sabre and Zenith.
- Read our reviews of all the insurers who took part in our car insurance analysis
What does Swinton car insurance cover?
The information below gives an at-glance view of the key areas that Swinton's Classic car insurance policy covers as standard.
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
✓ Courtesy car
Provides the policyholder with a car to use while repairs are carried out on their vehicle as part of a claim
✓ Personal accident
Covers the policyholder and passengers if they are injured in an accident
✓ Stolen keys cover
Covers the cost of replacing keys and locks in the event that your car keys are stolen
✓ Lost keys cover
Covers the cost of replacing keys and locks in the event that your car keys are lost
✓ Motor legal protection
Covers legal expenses for legal action you may take as the result of an accident
£ NCD protection
Allows the policyholder to make a specified number of claims over a period without affecting their no claims discount
Does Swinton offer the best car insurance?
Here's how Swinton scored in our latest car insurance survey:
To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse car insurance
We analyse and rate 73 key elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Swinton Classic car insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of the Swinton Classic car insurance policy rated
Table last updated in March 2020. Next update in January 2021.
What is Swinton's car insurance claims number?
If you need to make a claim with Swinton car insurance call 0333 035 9003.
Make sure you have your policy documents, the registration numbers of other vehicles involved in an accident (if applicable) and crime reference number (if applicable).
- Find out more: is it worth claiming on your car insurance?
Get top money-saving tips from Which?
Sign up to the Which? Money Weekly newsletter to get our latest news, tips and deals straight to your inbox.