Swinton car insurance overview
Swinton has been around for more than 60 years, and offers a wide range of insurance products, from car and home to motorbike, taxi and caravan insurance. It has a network of high-street branches where you can buy cover face-to-face.
What you need to know about Swinton's car insurance policy:
- Unlimited cover on windscreens and windows
- Interest on monthly premiums is 35.6%
- No claims discount protection that will allow two claims in five years
Which? members can log in to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
Swinton's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
The results were last updated in July 2018. Next updated in January 2019.
| Policy element | Details | Rating |
|---|---|---|
| Interest charged on payment by instalments (APR) |  | |
| No fault no claims discount (NCD) benefit? | | |
| Uninsured driver NCD benefit? | | |
| Renewal fee | | |
| NCD protection claims (number per year) | | |
| Theft of keys limit | | |
| Fire excess (standard compulsory) | | |
| Theft excess (standard compulsory) | | |
| Accidental damage excess (standard compulsory) | | |
