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Rias car insurance review

Read Which?'s expert review of Rias's car insurance policy. Find out how we rate Rias's car insurance policy against 30 other providers. 

In this article
Rias car insurance overview Rias car insurance policy: is it good or bad?

Rias car insurance overview

Rias was launched in 1992 and its car insurance policy is provided by Ageas Insurance Limited. 

Rias is 10th of 31 insurers in our table. It offers a quality policy, came in 19th in our analysis for Customer Satisfaction. 

What you need to know about Rias's car insurance

  • Unlimited cover for glass damage
  • Driving-other-cars cover available for the policyholder
  • Uninsured driver promise

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RIAS

logged-out which customer score 2

Rias car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall product score.

Table last updated in January 2018. Next updated in July 2018.

 

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content