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Toyota car insurance review

Read Which?'s expert review of Toyota car insurance. Find out how we rate Toyota's policy against 30 other providers.

In this article
Toyota car insurance overview Policy Score Toyota car insurance policy: is it good or bad?

Toyota car insurance overview

Toyota car insurance isn't restricted to Toyota owners, and online customers are covered up to age of 99. Its policies are underwritten by Aioi Nissay Dowa Insurance Company of Europe Limited.

Toyota car insurance: what you need to know

  • Unlimited theft of keys cover
  • No limit on cover for windscreens and sunroofs
  • Courtesy car as standard during repair

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Toyota car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall product score.

Table last updated in January 2018. Next updated in July 2018.

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content