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Quote Me Happy car insurance review

Read our expert review of Quote Me Happy car insurance and find out how we rate its policy against 33 other providers.

In this article
What does Quote Me Happy car insurance cover? Does Quote Me Happy Insurance offer the best car insurance? Provident's car insurance policy: is it good or bad? In detail: every part of Quote Me Happy Insurance's car insurance rated
How did customers rate Quote Me Happy's car insurance? How can you save money on Quote Me Happy car insurance? What is Quote Me Happy's car insurance claims number?

Quote Me Happy is an online-only insurance provider and part of Aviva Insurance Limited, along with brands Aviva and General Accident.

Its policy is underwritten by Aviva Insurance Ltd.

What does Quote Me Happy car insurance cover?

Elements marked with a are covered as standard; those marked with a aren't covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.

 

Courtesy car

 

Provides the policyholder with a car to use while repairs are carried out on their vehicle as part of a claim

 

Personal accident

 

Covers the policyholder and passengers if they're injured in an accident.

 

Stolen keys cover

 

Covers the cost of replacing keys and locks in the event that your car keys are stolen

 

Lost keys cover

 

Covers the cost of replacing keys and locks in the event that your car keys are lost

 

£ No-claims discount protection

 

Allows the policyholder to make a specified number of claims over a period without affecting their no-claims discount

 

£ Motor legal protection

 

Covers legal expenses for legal action you may take as the result of an accident

Does Quote Me Happy Insurance offer the best car insurance?

Here's how Quote Me Happy Insurance scored in our latest car insurance survey:

Car Insurance
Quote Me Happy review
Overall Which? score
%
Our total score score combines ratings from real customers of the provider, and our expert analysis of the provider's policies. The total score is made up of 50% of the Customer Score and 50% of the car insurance policy score.
Which? customer score
%
Which?'s rating for customer satisfaction, based on feedback from real customers who recently made a claim. The score is made up of a customer's overall satisfaction with the brand, and how likely they are to recommend that brand.
Policy score
%
Which?'s rating of the quality of this company's car insurance policy. We analysed 73 features of its cover to calculate the policy score.
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To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.

 

How we analyse car insurance

 

We analyse and rate 73 key elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.

Provident's car insurance policy: is it good or bad?

We've rated hundreds of policy details and picked out the best and worst elements of this cover.

Members can log in to read our full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

In detail: every part of Quote Me Happy Insurance's car insurance rated

Weighting Policy element Details Rating
Most important Courtesy car - included? Logged out detail Logged out padlock
Most important Courtesy car - guaranteed availability? Logged out detail Logged out padlock
Secondary Courtesy car period Logged out detail Logged out padlock
Other Courtesy car provided if car is stolen? Logged out detail Logged out padlock
Most important Windscreen damage - limit per claim (Approved Repairer / Non-approved repairer) Logged out detail Logged out padlock
Most important Window damage - limit per claim (Approved Repairer / Non-approved repairer) Logged out detail Logged out padlock
Secondary Sunroof damage - limit per claim (Approved Repairer / Non-approved repairer) Logged out detail Logged out padlock
Secondary Personal belongings - limit per claim Logged out detail Logged out padlock
Other Medical expenses - limit per claim Logged out detail Logged out padlock
Other Physio treatment included under medical expenses? Logged out detail Logged out padlock
Other Prescription costs included under medical expenses? Logged out detail Logged out padlock
Other Dental treatment included under medical expenses? Logged out detail Logged out padlock
Other Audio equipment - Limit per claim (Manufacturer fitted / Non-manufacturer fitted) Logged out detail Logged out padlock
Other Sat Nav - Limit per claim (Manufacturer fitted / Non-manufacturer fitted) Logged out detail Logged out padlock
Other Child car seat - Limit per claim Logged out detail Logged out padlock
Secondary Misfuelling cover - included? Logged out detail Logged out padlock
Secondary Misfuelling cover - what's covered? Logged out detail Logged out padlock
Secondary Misfuelling cover - limit per claim Logged out detail Logged out padlock

Table last updated in February 2022. Next update in February 2023. 

To see how Quote Me Happy's car insurance compares with other policies, check out our guide on the best and worst car insurance.

How did customers rate Quote Me Happy's car insurance?

As well as looking at how Quote Me Happy's car insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it.

Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, join Which? and get full access to these results and all our reviews.

 

Quote Me Happy car insurance customer satisfaction

Table last updated in February 2022. Next update in February 2023. 

"-" represents where we have insufficient sample size (less than 30) to generate a star rating.

We’re working with Confused.com to help you get a great deal on your car insurance. Search for a new policy now.

How can you save money on Quote Me Happy car insurance?

Quote Me Happy's car insurance policy is available on the following price comparison websites:

  • Compare the Market
  • GoCompare
  • Confused
  • MoneySupermarket
  • Mustard

 

 

Joint car and home insurance discount

 

10% discount on the second product

 

Multi-car discount

 

£40 off second vehicle premium

 

Dashcam discount

 

A discount to the premium for having a dash cam installed in your car

Above information correct as of December 2021.

What is Quote Me Happy's car insurance claims number?

If you need to make a claim with Quote Me Happy car insurance, call 0345 030 6902.

 

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