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M&S Bank pet insurance review

Our review of M&S Bank pet insurance gives you the most detailed information on its cat and dog insurance policies

In this article
What does M&S Bank offer? Does M&S Bank offer the best pet insurance?
M&S Bank pet insurance policies: are they good or bad? Get top money-saving tips from Which?

What does M&S Bank offer?

M&S Bank has been providing financial products for more than 30 years. It offers insurance for cats and dogs, underwritten by Royal & Sun Alliance Insurance plc. 

We've reviewed the following types of policies:

 

Lifetime cover pet insurance

 

Lifetime cover is the most comprehensive pet insurance on the market and pays out for ongoing issues your pet may have throughout its lifetime.

 

Non-lifetime cover pet insurance

 

Non-lifetime cover is less comprehensive, covers a limited time period and excludes certain conditions after you hit your claims limit.

Does M&S Bank offer the best pet insurance?

Here's how M&S Bank scores in our latest survey:

Members can log in, to read our scores and full policy analysis. If you're not already a member, join Which? and get full access to these results and all our reviews.

To help you find the best pet insurance policy, Which? goes the extra mile to sort the best from the worst. 

 

How we analyse pet insurance

 

We analyse and rate 21 elements of cat insurance policies and 24 elements of dog insurance policies – plus how much each pays in vets fees – to come up with the overall policy score.

Different policy elements are enhanced or reduced within the policy score, to reflect the relative importance of each. For example, the amount a policy pays for vets fees and how this money is made available counts for more in the score than the amount provided for holiday cancellation.

M&S Bank pet insurance policies: are they good or bad?

We've rated dozens of policy details and picked out the best and worst elements of this cover.

Members can log in, to read our full policy analysis. If you're not already a member, join Which? to get full access to these results and all of our reviews.

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