Saga car insurance overview
Customers need to be over 50 years old to qualify for car insurance with Saga, but the insurer has no upper age limit.
Saga's policy is underwritten by a panel of insurers.
What you need to know about Saga's car insurance policy:
- Charges an APR of 26.7% on monthly payments
- Personal belongings limit of £1,000
- 365 days overseas cover
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Saga's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall product score.
|Interest charged on payment by instalments (APR)|| |
|No fault no claims discount (NCD) benefit?|| |
|Uninsured driver NCD benefit?|| |
|NCD protection claims (number per year)||2 claims in 3 years|
|Theft of keys limit||Market value|
|Fire excess (standard compulsory)||£100|
|Theft excess (standard compulsory)||£100|
|Accidental damage excess (standard compulsory)||£150|
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