Saga car insurance overview
Customers need to be over 50 years old to qualify for car insurance with Saga, but the insurer has no upper age limit.
Saga's policy is underwritten by a panel of Acromas Insurance Company Limited, Liverpool Victoria, AXA, Covéa and Zenith Marque.
- Read our reviews of all the insurers who took part in our car insurance analysis
What does Saga car insurance cover?
The information below gives an at-glance view of the key areas that Saga's car insurance covers as standard. The information below relates to the Saga Car policy, rather than the Essential policy.
Elements marked with a ✓ are covered as standard, those marked with a ✘ are not covered as standard. Elements marked with a £ can be added to a policy as optional extras for an additional cost.
✓ Courtesy car
Provides the policyholder with a car to use while repairs are carried out on their vehicle as part of a claim
✓ Personal accident
Covers the policyholder and passengers if they are injured in an accident
✓ Stolen keys cover
Covers the cost of replacing keys and locks in the event that your car keys are stolen
✓ Lost keys cover
Covers the cost of replacing keys and locks in the event that your car keys are lost
✓ Motor legal protection
Covers legal expenses for legal action you may take as the result of an accident
✓ NCD protection
Allows the policyholder to make a specified number of claims over a period without affecting their no claims discount
Does Saga offer the best car insurance?
Here's how Saga scored in our latest car insurance survey:
To help you find the best car insurance policy, Which? goes the extra mile to sort the best from the worst.
How we analyse car insurance
We analyse and rate 73 key elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance / reduce their impact in the overall product score.
Saga's Car insurance policy: is it good or bad?
We've rated hundreds of policy details and picked out the best and worst elements of this cover.
In detail: every part of the Saga Car insurance policy rated
Table last updated in March 2020. Next update in January 2021.
To see how Saga's car insurance compares to other policies check out our guide on the best and worst car insurance.
How did customers rate Saga's car insurance?
As well as looking at how Saga's car insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too.
Members can log in to see our range of customer service star ratings and read about individual customers' experiences. If you're not already a member, you can sign up to a one month trial of Which? Money for just £1 to access this review and thousands of others.
How Saga's car insurance scored for seven elements of customer satisfaction.
Table last updated in March 2020. Next update in January 2021
"-' represents where we have insufficient sample size (less than 30) to generate a star rating
How can you save money on Saga car insurance?
Saga's Car policy is not available on price comparison websites, but you can purchase its Essential policy, which scored 70% in our analysis, on the following price comparison websites:
- Compare the Market
- Go Compare
- Money Supermarket
✓ Renewal or fixed-premium guarantee
3-year fixed price, as long as nothing changes for the next two renewals
✘ Multi car discount
✘ Dash cam discount
✘ Rewards scheme
✘ Membership discount
✘ Joint car and home insurance discount
Above information correct as of December 2019
What is Saga's car insurance claims number?
If you need to make a claim with Saga car insurance call 0800 001 5424.
For glass-related claims call 0800 092 3304.
- Find out more: is it worth claiming on your car insurance?
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