Bank of Scotland car insurance overview
One of the oldest UK banks, Bank of Scotland is part of the Lloyds Banking Group. Its car insurance is arranged and administered by BISL Limited and underwritten by a panel of insurers.
What you need to know about Bank of Scotland's car insurance:
- Optional 28 days total loss courtesy car cover
- Unlimited cover for glass damage
- 3 year repair guarantee
Which? members can login to see the results of our analysis. If you’re not already a member, you can sign up to a two month trial for Which? Money for just £1 to access this review and enjoy the benefits of a Which? membership.
Bank of Scotland's car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Inititally, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.
Table last updated in July 2018. Next updated in January 2019.
|Interest charged on |
payment by instalments (APR)
|No fault no claims discount |
|Uninsured driver NCD benefit?|
|NCD protection claims |
(number per year)
|Theft of keys limit|
|Fire excess |
|Theft excess |
|Accidental damage excess |