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Co-op Insurance car insurance review

Read Which?'s expert review of Co-op Insurance car insurance. Find out how we rate Co-op's car insurance policy against 30 other providers.

In this article
Co-op Insurance car insurance overview Co-op Insurance car insurance policy: is it good or bad?

Co-op Insurance car insurance overview

The Co-operative Insurance Company Limited was formed in 1867 to provide fire insurance for co-operative societies. Co-op Insurance is part of the Co-op Group.

In terms of overall score, Co-op Insurance was among the top ten (of 32) insurers to feature in our analysis. It came seventh by way of feedback from customers, but was decidedly average (21st) when it came to the cover within its standard policy.

What you need to know about the Co-op Insurance car insurance policy

  • Unlimited cover on windscreens, windows and sunroofs
  • Misfuelling cover
  • No claims discount protection that will allow two claims in three years

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Co-op

logged-out which customer score 2

Co-op Insurance car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact in the overall product score.

Table last updated in January 2018. Next updated in July 2018.

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content