Sainsbury's Bank car insurance overview
Groceries aren't the only thing you can get from Sainsbury's. It opened a bank in 1997 and offers a range of financial products, including credit cards and mortgages.
Sainsbury's Bank's car insurance policy is underwritten by a panel of insurers.
What you need to know about Sainsbury's Bank car insurance:
- Unlimited cover on windscreens, windows and sunroofs
- Courtesy car during repair as standard
- Standard policy doesn't cover courtesy car for total loss
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Sainsbury's Bank car insurance policy: is it good or bad?
We analyse and rate the 58 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score.
Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall product score.
Table last updated in January 2019. Next updated in January 2020.
|Interest charged on payment by instalments (APR)|| |
|No fault no claims discount (NCD) benefit?|| |
|Uninsured driver NCD benefit?|| |
|Renewal fee||No fee|
|NCD protection claims (number per year)||2 claims in 3 years|
|Theft of keys limit||£1,000 as standard - £1,500 (optional)|
|Fire excess (standard compulsory)||£150|
|Theft excess (standard compulsory)||£150|
|Accidental damage excess (standard compulsory)||£150|
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