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Sainsbury's Bank car insurance review

Read Which?'s expert review of Sainsbury's Bank car insurance. Find out how we rate Sainsbury's Bank's policy against 30 other providers.

In this article
Sainsbury's Bank car insurance overview Sainsbury's Bank car insurance policy: is it good or bad?

Sainsbury's Bank car insurance overview

Groceries aren't the only thing you can get from Sainsbury's. The supermarkets financial arm offers a whole host of financial products, including car insurance.

Sainsbury's Bank's car insurance policy is underwritten by UK Insurance. 

What you need to know about Sainsbury's Bank car insurance:

  • Unlimited cover on windscreens, windows and sunroofs
  • Courtesy car during repair as standard
  • Standard policy doesn't cover courtesy car for total loss

The car insurance policy offered by Sainsbury's is quite good, finishing 17th in our table. But it's overall score is dragged down by less than impressive customer satisfaction.

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Sainsbury's Bank car insurance policy: is it good or bad?

We analyse and rate the 53 most important elements of standard car insurance policies to come up with the overall policy score. We assess how important each individual element is to drivers when choosing and using a car insurance policy, and weight it accordingly when calculating our total policy score. 

Initially, we score all of the product elements out of five, reflecting how competitive each provider is in this area compared with other insurers. Weightings are then applied to the higher and lower element scores to enhance/reduce their impact on the overall product score.

Table last updated in January 2018. Next updated in July 2018.

Most important policy elements
Policy element Details Rating
Interest charged on payment by instalments (APR) Subscriber only content Subscriber only content
No fault no claims discount (NCD) benefit? Subscriber only content Subscriber only content
Uninsured driver NCD benefit? Subscriber only content Subscriber only content
Renewal fee Subscriber only content Subscriber only content
NCD protection claims (number per year) Subscriber only content Subscriber only content
Theft of keys limit Subscriber only content Subscriber only content
Fire excess (standard compulsory) Subscriber only content Subscriber only content
Theft excess (standard compulsory) Subscriber only content Subscriber only content
Accidental damage excess (standard compulsory) Subscriber only content Subscriber only content